Up3izUFdjtoculAsBYq/nQ==;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;^
Covid-19 Costs
A Guesstimate to convert microcovids to dollars. Microcovid.org is the best calculator of Covid-19 risk that I’m aware of, but the microcovids that it returns are unintuitive for me. Peter Hurford’s spreadsheet converts risks to dollars, which are very intuitive for me. My Guesstimate is a probabilistic version of the lower part of that spreadsheet but also includes risk from long-term damage. The Guesstimate allows you to plug in the microcovids range and get a dollar result. The article is password protected because I’m afraid I made mistakes that might kill people (not because it’s old, yet).
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